ManipalCigna Health Insurance has introduced “ManipalCigna Accident Shield,” an advanced personal accident insurance plan offering extensive coverage for Accidental Death (AD), Permanent Total Disablement (PTD), and Permanent Partial Disablement (PPD).
According to the insurer, ManipalCigna Accident Shield is designed to go beyond financial security for adventure enthusiasts, providing comprehensive coverage for activities such as mountain biking and rock climbing.
Policyholders can choose from various sum insured options, with coverage extending up to Rs 25 crores. The plan offers a claim benefit of up to 200% of the Sum Insured for Accidental Death and Permanent Total Disablement. It also includes coverage for Accidental Hospitalization, including OPD expenses, ensuring that even minor injuries are covered.
The plan is available in three variants:
- Classic Plan: This basic plan covers accidental death, funeral expenses, and repatriation of mortal remains. Policyholders can enhance it with ten optional covers.
- Plus Plan: An enhanced version of the basic plan that includes coverage for Permanent Total Disability and offers ten optional covers, including benefits for injuries leading to burns, air ambulance services, EMI protection, and more.
- Pro Plan: The ultimate plan with a base coverage for Permanent Partial Disablement, complemented by 12 optional covers, such as Adventure Sports coverage, Coma benefits, Broken Bones benefit, and more.
ManipalCigna Accident Shield provides comprehensive and customizable accident insurance coverage that not only addresses death and disability but also associated hospitalization and ancillary expenses.
Prasun Sikdar, Managing Director and CEO of ManipalCigna Health Insurance emphasized the plan’s customer-centric approach, with features such as protection against EMIs, outstanding loans, and children’s education expenses in the event of accidental death or disability.
